Privacy Policy

What does Payblr do with your personal information?

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Identification Number

    • For US Resident: Social Security Number or Tax Identification Number.

    • For Non-Person: a tax identification number; a passport number and country of issuance; an alien identification card number; or a number and country of issuance of any other unexpired government-issued document.

  • Income

  • Account transactions

  • Payment history and account balances

  • Credit history and transaction or loss history

    When you are no longer our customer, we continue to share your information as described in this notice.

How? All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Payblr chooses to share; and whether you can limit this sharing.

Who is providing this notice? Payblr, Inc.

How does Payblr protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Payblr collect my personal information? We collect your personal information, for example, when you:

  • Open an account or provide account information

  • Use your prepaid card

  • Give us your contact information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing? Federal law gives you the right to limit only:

  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness

  • Affiliates from using your information to market to you

  • Sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing

Questions? Call 866.395.2754 or go to www.payblr.com

Definitions

  • Affiliates: Companies related by common ownership or control. They can be financial and non-financial companies. Our affiliates include Cobalto Group LLC.

  • Non-Affiliates: Companies not related by common ownership or control. They can be financial and non-financial companies. Non-affiliates we share with can include program managers, insurance companies, service providers, co-branded partners, retailers, data processors, membership clubs, companies engaged in selling of consumer products and services, financial services companies, banks, and mortgage servicing companies.

  • Joint Marketing: A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include companies such as financial services companies and other financial institutions.

UPDATED: December 22, 2023